MORTGAGES
Hiawatha National Bank offers complete local servicing of your mortgage for the life of your loan, which means we are always here for you no matter what. Whether you are a first time homebuyer or you are looking to refinance your current mortgage, our lender is here to help make a difference. Stop in and talk with one of our lenders and let us help YOU make a great finance decision today.
Fixed Rate Mortgages:
Terms set to fit your budget, interest earned on escrow account, and principal and interest payments stay the same.
Conventional Adjustable Rate Mortgages (ARM's):
ARM loans offer lower interest rates during the earlier term of the loan with a rate that is fixed, 3 to 7 years and then adjusted thereafter according to the market.
Construction - to - Permanent:
Home construction loans typically require interest only payments during construction. The money is usually drawn in 4 increments to follow the construction schedule, with interest charged on the total disbursed to date. There are lots of benefits to working with Hiawatha National Bank for your construction loan needs.
FHA:
US Dept of Housing and Urban Development offers low down payment options; as low as 3.5%, contact your lending specialist today to discuss the endless possibilities of owning your own home.
WHEDA:
Wisconsin Housing and Economic Develpment Authority offers a long term rate mortgage with up to 100% financing options. Contact your mortgage lender today to determine eligibility.