Mortgage Lenders

Biography

Valerie Kay Memmer has 40+ years experience and over $1 billion in overall mortgage volume in her lifetime; which makes Valerie Memmer a recognized leader in the mortgage industry. Valerie spearheaded the new residential lending division in March of 2012. Valerie has proven to the best in the industry with her overall knowledge and experience to best tailor the loan product to the clients she serves.

Valerie has been an advisor for the Freddie Mac Community Bank Group along with many other small organizations in and around the town of Osceola, WI. Stop in today to ask about your loan product options with Hiawatha National Bank.

Biography

Teri Kavanagh has 37+ years’ experience in the mortgage industry which includes 31 years of Mortgage Originating experience. Whether purchasing a new home, refinance for a lower rate, debt consolidation or just cashing in on equity, it can be an incredibly stressful process. Her knowledge of the various mortgage products helps ensure that she understands the product your are applying for and your are comfortable with the overall process. Her goal is to make this process for you as smooth as possible for the customer. Stop into the Hudson, WI branch and visit with Theresa today about the options available to fit your needs!