Mortgage Rates

Here are loan programs we offer. These programs are unique to Hiawatha National Bank. To learn more about these programs and addtional products available, please contact us at (715) 294-4000.

Important Notices:

*The interest rates, annual percentage rates (APRs), points and rebates shown are subject to change without notice.

*Please note that the interest rate and fees shown here are available to borrowers on the purchase of their primary residence with FICO Score of 740+ and a 30% equity/down payment. The actual interest rate and fees available to you will be based on your credit history, purpose of loan and down payment and may be different than the rates displayed here.  The mortgage points noted are a form of prepaid interest you can choose to pay up front in exchange for a lower interest rate and monthly payment.  One mortgage point is equal to about 1% of your loan amount.  Connect wtih one of our mortgage loan officer to learn more about the programs available to you.

*Your APR will vary based on your loan amount and finance charges.

 Program Name                            Rate            Points           APR         

30 YR FIXED  (Conforming)       7.000%        0.00%         7.070%       

30 YR FIXED (Conforming)        6.750%        1.00%          6.917%         

20 YR FIXED (Conforming)        6.875%        0.00%         6.965% 

20 YR FIXED (Conforming)        6.500%         1.00%         6.714%

15 YR FIXED (Conforming)         6.500%        .000%         6.578%          

15 YR FIXED (Conforming)         6.125%         1.00%          6.360%        

10 YR FIXED (Conforming)         6.500%        .000%         6.680% 

10 YR FIXED (Conforming)         6.000%          1.00%        6.402%

*Rates are subject to change without notice.  Rates last updated on 11-20-2024.